Mais peças para construir um futuro em Mongo

 Mão amiga fez-me chegar "Blockchain Agriculture Will Change Farming & Food" de onde retirei:

"How do you know the organic produce you purchased is really organic?
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Last year, the U.S. Inspector General found that potentially millions of pounds of fake organic produce are entering American supermarkets every year. This isn’t just a problem for consumers. It also cheapens the efforts of farmers who are producing real organic produce.
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Consequently, there has been rising interest in systems that can verify the authenticity of a product’s supply chain. Blockchain is an excellent choice for this application. Farms could use blockchain to add verified organic products to the ledger. Then, consumers could use a mobile app to check the history of a piece of produce in the store in real time.
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Multinational corporations dominate the current agriculture industry. They are often the largest buyers on the market, so they can set prices and tell farmers what to grow in a given season. However, blockchain agriculture could make small enterprises and community-sponsored farming more prevalent.
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Blockchain agriculture can solve some of the governance, distribution, and shareholding challenges of operating a community-sponsored agriculture initiative. With tokenized shareholding and smart contracts-based distribution, community-sponsored agriculture could scale much more effectively, connecting farmers to consumers directly. This whole community-supported agriculture transition could even be automated, with ownerless farmshares around the world.
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The more transparent food production becomes, the more information consumers will have to make smart food decisions. Blockchain agriculture could make food cheaper, but it will also make it easier to track where our food is coming from. Blockchain could be the key to making real, organic, locally-sourced produce affordable and available to everyone."

A convergência da tecnologia com a procura e valorização crescente da proximidade e autenticidade, a possibilidade de desenvolver novos modelos de negócio. Mais peças para construir um futuro em Mongo.

Quanto tempo? (parte II)

Parte I.

Nem de propósito, entretanto, encontrei "Can blockchain ensure Unilever’s tea farmers produce a fairer brew?":

"Imagine being able to trace the exact origins of your cup of tea: where and how it was made, whether organic soil was used and if the workers were treated fairly.[Moi ici: Perfeito para Mongo, para a democratização da produção e para a autenticidade]"

Quanto tempo?

"what most people don’t understand yet is that blockchain technology is about so much more than digital coins. At its essence, a blockchain is a new type of digital ledger which records information in a publicly-verified, traceable way across a decentralized network of devices. What this means is information for, say, an app isn’t just stored on a privately-owned server somewhere—it’s stored across multiple devices that communicate with each other to verify user activity, rather than referencing one central authority"

Há uma empresa com que estou a trabalhar que tem na sala de reuniões uma foto excelente do chão de fábrica de uma fábrica de sapatos anterior à electricidade onde a existência de um veio central ditava a localização das máquinas, como na foto:

O aparecimento da electricidade demoraria 30 a 40 anos a alterar o layout das fábricas.

Quanto tempo demorará o blockchain a alterar os modelos de negócio de Mongo, sobretudo a promover a democratização da produção?

Trecho retirado de "Why Designers Need to Start Thinking About Blockchain"

Como não pensar em Mongo

"In a world without middle men, things get more efficient in unexpected ways. A 1% transaction fee may not seem like much, but down a 15-step supply chain, it adds up. These kinds of little frictions add just enough drag on the global economy that we’re forced to stick with short supply chains and deals done by the container load, because it’s simply too inefficient to have more links in the supply chain and to work with smaller transactions. The decentralization that blockchain provides would change that, which could have huge possible impacts for economies in the developing world. Any transformation which helps small businesses compete with giants will have major global effects.
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Blockchains support the formation of more complex value networks than can otherwise be supported. Normally, transaction costs and other sources of friction associated with having more vendors keeps the number of partners in a value network small. But if locating and locking in partners becomes easier, more comprehensive value networks can become profitable, even for quite small transactions."

Trecho retirado de "The Promise of Blockchain Is a World Without Middlemen"

BTW, a conselho do @icyView, a origem da metáfora Mongo.

Escrito nas estrelas

Estava escrito nas estrelas!

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Mais um sintoma de Mongo.
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Recordar as previsões do anónimo da província em:

• O poder das plataformas (parte II)
• Plataformas e sobre a sua gestão

Acerca do advento de plataformas cooperativas, plataformas 2.0 que ocuparão e criarão o mundo pós-Uber.

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Agora, encontro "Arcade City: Decentralized, Blockchain-Based Answer to Uber":

""in the wake of protests by Uber drivers over the company’s decision to cut fares, David is launching his own blockchain-based ride-sharing platform, Arcade City. To promote the new platform, he and nine other drivers gave 100 rides on New Year’s Eve on a donation-only basis.
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CoinTelegraph: You were an Uber driver before. How does this system contrast with traditional ride-sharing services like Uber and Lyft?
Christopher David: Imagine a decentralized Uber that connects drivers with customers peer-to-peer using the Ethereum blockchain. When we hit $2 billion in annual revenue, it won’t go to line the pockets of investors or sustain a corporate hierarchy. It will be reinvested in our drivers, and in improving the customer experience.
Driver engagement is key. Thanks to our Free Uber campaign, I got to connect and speak with Uber drivers all over the country. Dealing with government regulation is definitely an issue for drivers, [Moi ici: Daí a importância instrumental da Uber, o dinheiro dos investidores que seja usado para combater em tribunal os regulamentos que protegem os incumbentes] but an even bigger issue has been drivers being mistreated by the distant corporate HQ. I’ve been a driver myself, working sometimes 50 hours per week. I’ve been to the meetings. I've seen firsthand how drivers are treated and how feedback is ignored.
Uber and Lyft are run by nerds in San Francisco. To them, drivers are just numbers. The fares that determine drivers' livelihood are just levers to push and pull to maximize profit. [Moi ici: Recordar esta pérola "Managing a platform ecosystem raises a number of new governance issues, including “who has access to the platform, how to divide value, and how to resolve a conflict,” notes the CGE report.  “The goal is to arrange complementors and consumer rules to maximize ecosystem profits… "] The driver uproar and mass protests following last week’s rate decrease tells me this is the perfect time to launch a decentralized alternative.
Arcade City is beginning with a grand conversation with drivers. Our question: If you had to design a ride-sharing app that best met the needs of riders and drivers, what would it include? The amazing ideas contributed just this week will keep us busy for years.
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our approach to the critical mass problem is a bit different. We are taking a hybrid approach, combining distributed dynamics with the type of service people expect today of a company like Uber. The objective is total decentralization on the blockchain, but we are starting with an emphasis on driver engagement and integrating driver feedback.
There are countless thousands of angry Uber and Lyft drivers looking for an alternative. We’ll start by building what they want, then move in the direction that we know will maximally benefit both drivers and customers over the long term: decentralization on the blockchain.
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The key technical differences between Arcade City and the big ride-sharers stem from how our operation is structured. Not like the hub-and-spoke model of Uber and Lyft, with a headquarters in San Francisco centrally setting rates for a number of independent contractors that border closely on employees. We’re building a peer-to-peer network like a mesh, and taking a page from Rick Falkvinge’s book Swarmwise by pushing the relevant decision-making authority out to the edges of the network. For Arcade City, that means empowering drivers with tools to create their own recurring customer base and make their own decisions like any entrepreneur would."

Montepio e Mongo

Voltando ao Montepio.
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Sabem qual é a armadilha da eficiência?
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A eficiência concentra a atenção na oferta e não no que os clientes-alvo realmente precisam.
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A diferença que aprendi há muitos anos com Bruce Chew:

• Quando o negócio é preço pergunta-se "para esta oferta, quem me dá o melhor preço?";

• Quando o negócio não é preço aproxima-de de uma variante de "por este preço, quem me dá o melhor desempenho?" E aí, entra a interacção "O que é para si melhor desempenho? O que valoriza? O que procura?"

A preocupação com a eficiência conduz-nos ao modelo "Grab & Go" e, no fim, pergunta-se: Porquê continuar a recorrer a um banco?

""Not all sections of the financial services offering but it will be personal loans, mortgages, international money transfers. These are things that will drop away steadily from the traditional banks.""

Estão a imaginar um Vieira da Silva à frente de uma empresa?

"Acham que a função de um Governo é estar a antecipar uma evolução negativa para a qual não tem ainda nenhum dado que o confirme? Se o estivesse a fazer, seria um profundo erro.""

Pois, gente sem skin in the game ":

""One of the best things about my work is I get to meet these entrepreneurs and the interesting thing I find is they ask questions about their industries that no traditional incumbent would ever dream of asking," she said.
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A US medical equipment salesman launched a platform, Cohealo, for sharing medical equipment, after seeing some hospitals full of equipment while others had none.[Moi ici: Para as contas do PIB isto é mau, para a vida das pessoas é melhor]
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"Hospitals are starting to track the productivity of their equipment and they're sharing it through a logistics platform.""[Moi ici: Por cá, horroriza-me o desperdício criado pela concorrência doentia entre hospitais públicos de concelhos vizinhos. "Se o outro tiver mais do que eu..." pois damn Joneses]

E entrando em Mongo:

""So imagine Bitcoin for Airbnb and Bitcoin for Uber, where there is no need for a company in the centre," she said.
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"Forget the cryptocurrency. The most innovative thing with Bitcoin is the blockchain. We now have this highly transparent form of peer-to-peer exchange of value.""

Trechos retirados de "Accountants and lawyers have big problems"

Uma salada com um potencial de transformação tremendo

Este artigo "Socialize Uber",

"A worker collective is the obvious transition. Uber and the rest of the “sharing economy” companies will try to close the door behind them, either by putting their workers in binding contracts or by lobbying government officials to build their own set of industry protections. But a transition to workers’ owning their firms is necessary, economically smart, and one way for workers to gain power in the digital age. Because you know what worker-run firms do? Share."

bem na linha do referido em "Curiosidade do dia", recorda como o impacte da democratização da produção e dos meios de pagamento:

"The unleashing of freedom and creativity in many areas of human endeavour could be unparalleled, as overhead costs, organisational inertia and regulatory barriers dissolve."

pode mudar o paradigma da economia como a vimos nos últimos 100 anos.